Although this program is at both business and household accounts, it has been my experience that most household accounts can be entered in a small note book, in my case a very small note book.
The odd thing is that it is the householder that is most likely to have a Spectrum. If you happen to be a business person, and a householder with a Spectrum, then this program might be just the thing for you. Especially if you run a small business, or are self-employed.
The package comes complete with comprehensive instructions by way of a booklet, which, unless you are a financial wizard, you will have to study carefully. All cash entries are a single entry, either plus or minus, and the program automatically converts to double entry.
The program is very friendly, and maintaining multiple accounts is easy with the SAVE and LOAD options. In fact, given a reasonable knowledge of accounting, this program, a Spectrum, and a decent printer, this could be the basis of a good business for some enterprising person.
In my opinion value for money, and could pay for itself in certain circumstances.