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This is a powerful, flexible and comprehensive financial application program. Although specified for the 48K Spectrum, a 16K version (with less storage space) is provided on the reverse of the cassette.

Data files are stored separately from the driver program, which takes about two minutes to load. It is written in machine code, and is well crash-proofed.

The program is quite easy to use as it incorporates full screen input and editing (in the style of a word processor) and is entirely menu driven.

The manual is highly detailed with screen displays for each action and a test file to practise on. A summary of the instructions is given at the back of the manual, together with an adhesive strip of cursor controls to stick to the machine.

The program can operate up to 255 separate accounts plus standing orders, and can accommodate over 18,000 individual transactions. Automatic double-entry maintains entries to both sides of the balance sheet as entries are made.

Maximum transaction size is £999,999.99 and the maximum for any invididual account balance is £999,999.99 - you should be so lucky!

Accounts can be merged, deleted, analysed, marked as priority, renamed, edited and scrolled.

Transactions can be reconciled, amended, deleted, printed, described for analysis and renamed.

Standing orders can be applied, removed, described, amended, deleted, and even dummied for planning purposes.

Other features include data change, running totals, printing accounts from and to a specified date, or by pages, listing balances and control over fields.

There are two keyboard modes which can be used to maximise the use of single key control, and a well protected return-to-basic option which resets the machine to switch-on status when you are finished.

An extensive expenditure analysis feature is available and hard copy can be obtained. A Plus 80 version of the program will be available to operate an 80 column Centronics printer.

All in all, an excellent piece of software, but don't take my word for it. Do what you should always do - visit a software retailer and see for yourself.

C.B.