Welcome

...to Squirrel's Moneywise. Using this system, with its 52 categories and Bar Charts, you will now be able to control your bank account(s), Building Society account(s), Credit Cards, Household and Personal Budgets, etc, etc.

Menu Driven - The Menu is the centre of the program - pressing the ESCAPE key should always bring you back here. These are its facilities:

1. Set Opening Dates, Names, Balances, etc
   Enter data as requested. you may return to alter it at any time hence.
2. Load Data
   After the main program there is a sample data program on the tape that can be loaded to demonstrate how the various accounts could look after several months. The Personal Password in this case is SECRETS. The filename is NUTS91. You will of course be able to decide your own names for your personal datafile.
3. Red Account, and
4. Blue Account
   Enter your financial details in these two accounts.
   
   We suggest you copy your Bank statement into one of these. The other can be used for your Building Society account(s) or a Cash account, or any other financial record, e.g. Credit Cards. Both accounts have these facilities:
   1. M - Month Selector - by moving the pointer with the cursors a different month can be displayed
   2. A - Analysis - Any amount on either side of the account can be broken down and spread between various current and/or fresh categories of expenditure or income. If this involves a deduction from a category on the opposite site of the account then pressing S will switch across.
   3. CTRL-I (or TAB) - The space indicated by the pointer will now accept data. If you change your mind, pressing RETURN will restore previous data.
   4. COPY - A copy of that category's data from previous month will appear at the pointer - useful for standing orders.
   5. SPACE BAR - Scrolls screen to allow access to another 20 expenditure categories and totals.
   
   In general, negative amounts can be entered and when entering sums transferred from one a/c to the other, it is essential that a deduction is used and that these transactions are confined to the Credit side of both accounts so that annual totals of income and expenditure are accurate. (This is shown in the sample datafile.)
5. Annual Summary And 3D Bar Charts
   All 24 entries for each category are added and a figure of excess of Income over Expenditure (or vice-versa) for the year to date is shown.

   Bar Charts are selected by pressing key B. To save the bar chart displayed, prepare disc or cassette, then press COPY; the screen memory will then be saved with the filename - BAR/CHT. Using the screen dump program for your printer, together with BAR/CHT a bar chart printout can be produced.

6. Save Data
   
   1. Position your cassette (preferably one devoted to this function)
   2. Enter private PASSWORD (RETURN)
   3. Enter FILENAME
   4. Run cassette (RETURN)
7. Printouts
   Any page of the accounts can be printed out. For bar chart printout see 5 above.
8. OS Commands
   Various command instructions, e.g. *CAT or *FX6 can be used without leaving the program.

Save To Disc - If your computer is fitted with a DFS you can save Moneywise on disc during loading - just press Y when asked.

Loading

Tape: CHAIN"" (RETURN)
Disc: SHIFT-BREAK